Capital One Credit Cards
Capital One Banking Corporation, headquartered in McLean, Virginia and rated as the eighth-largest commercial bank in the United States, is a bank which specialized in credit cards, loans, banking and saving services in over 755 branches. As the third largest credit card issuer, Capital One has an outstanding receivables balance of $91 billion which outshine most other banking corporations. Introductions of the multiple credit cards below will help you find your favored card.
Journey® Student Rewards from Capital One®
- Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
- There's no limit to the amount of cash back you can earn, and rewards won't expire for the life of the account
- Get access to a higher credit line after making your first 5 monthly payments on time
- Pay no annual or foreign transaction fees
- Fraud coverage if your card is lost or stolen
- Pick the monthly due date that works best for you
- See additional Journey® Student Rewards from Capital One® details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
20.99% (Variable)
Annual Fee
$0
Credit Needed
No Credit
Spark Business Checking℠
- No monthly transaction limits
- No monthly fees
- Convenient mobile deposits
- No minimum balance required
- 40,000 fee-free ATMs nationwide
- Free online invoicing
- Free online bill pay
- Spark Business mobile app
- See additional Spark Business Checking℠ details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
N/A
Annual Fee
N/A
Credit Needed
Average, Good, Excellent
Spark® Business Savings Account
- Boost your saving with one of the industry-leading rates: 1.00% APY for your first 12 months.
- After 1 year, return to our standard rate—currently 0.40% APY
- No monthly business account service fees
- See additional Spark® Business Savings Account details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
N/A
Annual Fee
N/A
Credit Needed
Average, Good, Excellent
Capital One® Quicksilver® Cash Rewards Credit Card
- One-time $100 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 9 months; 13.99%-23.99% variable APR after that
- Balance transfers also have a 0% intro APR for 9 months; 13.99%-23.99% variable APR after that; a 3% fee applies to each balance transferred
- Pay no annual fee or foreign transaction fees
- See additional Capital One® Quicksilver® Cash Rewards Credit Card details
Purchases Intro APR
0% intro on purchases for 9 months
Balance Transfers Intro APR
0% intro on balance transfers for 9 months
Regular APR
13.99% - 23.99% (Variable)
Annual Fee
$0
Credit Needed
Good, Excellent
Capital One® Venture® Rewards Credit Card
- Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $400 in travel
- Earn unlimited 2X miles per dollar on every purchase, every day
- Fly any airline, stay at any hotel, anytime
- Travel when you want with no blackout dates
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
- Get a metal Venture Card when you apply today
- See additional Capital One® Venture® Rewards Credit Card details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
13.99% - 23.99% (Variable)
Annual Fee
$0 intro for first year; $59 after that
Credit Needed
Good, Excellent
GM BuyPower Card from Capital One®
- 5% Earnings on your first $5,000 in purchases every year. Unlimited 2% Earnings on every purchase after that. Redeem Earnings toward the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle.
- No annual fee, no redemption limits, no Earnings expiration, no foreign transaction fees. Save even more when you combine your available Earnings with most current GM offers and incentives.
- 0% intro APR on purchases for 12 months, then a 13.90% – 23.90% variable APR on purchases will apply
- See additional GM BuyPower Card from Capital One® details
Purchases Intro APR
0% intro on purchases for 12 months
Balance Transfers Intro APR
N/A
Regular APR
13.90% - 23.90% (V)
Annual Fee
$0
Credit Needed
Good, Excellent
Capital One® Premier Dining Rewards Credit Card
- One-time $100 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- No annual fee
- No foreign transaction fees
- See additional Capital One® Premier Dining Rewards Credit Card details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
15.49% - 24.49% (Variable)
Annual Fee
$0
Credit Needed
Good, Excellent
Capital One® Secured Mastercard®
- No annual fee, and all the credit building benefits with responsible card use
- Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
- You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
- Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
- Easily manage your account 24/7 with online access, by phone or using our mobile app
- It's a credit card accepted at millions of locations worldwide
- See additional Capital One® Secured Mastercard® details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
24.99% (Variable)
Annual Fee
$0
Credit Needed
Bad
Capital One® QuicksilverOne® Cash Rewards Credit Card
- Earn unlimited 1.5% cash back on every purchase, every day
- Use your QuicksilverOne card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- Get access to a higher credit line after making your first 5 monthly payments on time
- Fraud coverage if your card is ever lost or stolen
- Use online banking to access your account, even from your smartphone, with our mobile app
- Help strengthen your credit for the future with responsible card use
- See additional Capital One® QuicksilverOne® Cash Rewards Credit Card details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
24.99% (Variable)
Annual Fee
$39
Credit Needed
Average
Capital One® Spark® Cash for Business
- Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
- Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
- Use Spark Cash across all your business spend, with no categories to limit your purchasing
- $0 intro annual fee for the first year; $59 after that
- Rewards won't expire for the life of the account, and you can redeem your cash back for any amount, anytime
- Get employee cards at no additional cost, and earn rewards from their business spend
- See additional Capital One® Spark® Cash for Business details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
17.99% (Variable)
Annual Fee
$0 intro for first year; $59 after that
Credit Needed
Good, Excellent
Capital One® Spark® Cash Select for Business
- Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
- Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
- Save on interest with 0% intro APR on purchases for 9 months; 13.99%-21.99% variable APR after that
- No annual fee
- Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
- Rewards won't expire for the life of the account, and you can redeem your cash back for any amount, anytime
- Get employee cards at no additional cost, and earn rewards from their business spend
- See additional Capital One® Spark® Cash Select for Business details
Purchases Intro APR
0% on purchases for 9 months
Balance Transfers Intro APR
N/A
Regular APR
13.99% - 21.99% (Variable)
Annual Fee
$0
Credit Needed
Good, Excellent
Capital One® Spark® Miles Select for Business
- Earn 1.5 miles per $1 on every purchase, every day
- Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening
- Miles won't expire for the life of the account, and there are no categories to limit where or what you buy
- Save on interest with 0% intro APR on purchases for 9 months; 13.99%-21.99% variable APR after that
- Pay no annual fee or foreign transaction fees
- Get online Quarterly and Year-End Summaries
- There's no limit to the amount of miles you can earn
- Fly on any airline, anytime, with no blackout dates or seat restrictions
- See additional Capital One® Spark® Miles Select for Business details
Purchases Intro APR
0% on purchases for 9 months
Balance Transfers Intro APR
N/A
Regular APR
13.99% - 21.99% (Variable)
Annual Fee
$0
Credit Needed
Good, Excellent
Capital One® Spark® Miles for Business
- Earn 2 miles per $1 on every purchase, every day
- Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening
- Miles won't expire for the life of the account, and there are no categories to limit where or what you buy
- $0 intro annual fee for the first year; $59 after that
- There's no limit to the amount of miles you can earn
- Redeem miles for travel, cash back, gift cards and more
- No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions
- See additional Capital One® Spark® Miles for Business details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
17.99% (Variable)
Annual Fee
$0 intro for first year; $59 after that
Credit Needed
Good, Excellent
Capital One® Spark® Classic for Business
- Enjoy no annual fee
- Earn 1% cash back on every purchase, every day
- Build business credit with responsible use
- Fraud coverage if your card is ever lost or stolen
- No foreign transaction fees
- Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service
- See additional Capital One® Spark® Classic for Business details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
23.99% (Variable)
Annual Fee
$0
Credit Needed
Average
GM BuyPower Business Card from Capital One®
- 3% Earnings on purchases at gas stations, restaurants, and office supply stores; 1% Earnings on all other purchases; plus, 5% Earnings on purchases of GM parts, accessories and service at authorized GM dealers
- No annual fee, no limit to how much you can earn and redeem, and your Earnings don't expire; plus, a 0% Intro APR on purchases for the first 12 months and a variable APR of 14.24% after that
- Earnings can be exclusively redeemed toward the purchase or lease of an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle
- See additional GM BuyPower Business Card from Capital One® details
Purchases Intro APR
0% intro on purchases for 12 months
Balance Transfers Intro APR
N/A
Regular APR
14.24% Variable APR
Annual Fee
$0
Credit Needed
Excellent
Capital One® Platinum Credit Card
- Pay no annual fee
- Get access to a higher credit line after making your first 5 monthly payments on time
- Fraud coverage if your card is lost or stolen
- Use online banking to access your account, even from your smartphone, with our mobile app
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- Get access to your account 24 hours a day, 7 days a week
- Help strengthen your credit for the future with responsible card use
- See additional Capital One® Platinum Credit Card details
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
24.99% (Variable)
Annual Fee
$0
Credit Needed
Average
Capital One® VentureOne® Rewards Credit Card
- Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
- Fly any airline, stay at any hotel, anytime
- Enjoy a low intro APR on purchases for 12 months; 12.99%-22.99% variable APR after that
- Travel when you want with no blackout dates
- No foreign transaction fees
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- See additional Capital One® VentureOne® Rewards Credit Card details
Purchases Intro APR
0% intro on purchases for 12 months
Balance Transfers Intro APR
N/A
Regular APR
12.99% - 22.99% (Variable)
Annual Fee
$0
Credit Needed
Good, Excellent