Cash Back Credit Cards
Cash back credit card becomes more and more popular due to its tangible and easy-to-understand benefits. People who would like to get rebates rather than the reward points or air miles had better choose the cash back credit card. However, the rebates offered by cash back cards can be only spent on specific types, like dining, petrol or groceries and more. Choose the cash back credit card if you want to save money, and different cards help you cut down expenditures on various types of spending. Try our recommendations from different kinds of cash back credit cards to find the most suitable one.
Citi® Double Cash Card
- Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- Balance Transfers do not earn cash back
- 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 14.49% - 24.49% based on your creditworthiness
- Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
- No categories to track, no caps on cash back, no annual fee*
- See additional Citi® Double Cash Card details
Purchases Intro APR
N/A
Balance Transfers Intro APR
0% for 18 months*
Regular APR
14.49% - 24.49%* (Variable)
Annual Fee
$0*
Credit Needed
Good, Excellent
Chase Freedom Unlimited℠
- Unlimited 1.5% cash back on every purchase — it's automatic
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.74-24.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum
- Redeem for cash — any amount, anytime
- Cash Back rewards do not expire as long as your account is open
- No annual fee
- See additional Chase Freedom Unlimited℠ details
Purchases Intro APR
0% for 15 months
Balance Transfers Intro APR
0% for 15 months
Regular APR
15.74% - 24.49% Variable
Annual Fee
$0
Credit Needed
Good, Excellent
BankAmericard Cash Rewards™ Credit Card
- No annual fee
- New Offer: $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
- No changing categories and no expiration on rewards
- Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
- If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
- See additional BankAmericard Cash Rewards™ Credit Card details
Purchases Intro APR
See Terms for 12 billing cycles
Balance Transfers Intro APR
See Terms for 12 billing cycles
Regular APR
See Terms
Annual Fee
$0
Credit Needed
Good, Excellent
Discover it® Cashback Match™
- You could turn $200 into $400 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
- Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate.
- Plus, 1% cash back on all other purchases.
- Redeem your cash back for any amount, any time. Cash rewards never expire.
- 100% U.S. based customer service.
- Get your FICO® Credit Score for free on monthly statements, on mobile and online.
- No annual fee.
- See additional Discover it® Cashback Match™ details
Purchases Intro APR
0% for 14 months
Balance Transfers Intro APR
0% for 14 months
Regular APR
11.74% - 23.74% Variable
Annual Fee
$0
Credit Needed
Good, Excellent
Wells Fargo Cash Wise Visa® Card
- New! Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
- Earn unlimited 1.5% cash rewards on virtually every purchase
- Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
- No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
- 0% Intro APR for 12 months on purchases and balance transfers, then a 13.99%-25.99% variable APR; balance transfer fees apply
- $0 Annual Fee
- Select "Apply Now" to learn more about the product features, terms, and conditions
- See additional Wells Fargo Cash Wise Visa® Card details
Purchases Intro APR
0% for 12 months
Balance Transfers Intro APR
0% for 12 months
Regular APR
13.99%-25.99% (Variable)
Annual Fee
$0
Credit Needed
Good, Excellent
Barclaycard CashForward™ World Mastercard®
- Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
- Earn unlimited 1.5% cash rewards on every purchase
- Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
- Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50
- Cash rewards do not expire as long as your account is open, active and in good standing
- Enjoy a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 15.74%, 20.74% or 25.74%, based on your creditworthiness
- Please note, there is a fee for balance transfers
- No annual fee
- See additional Barclaycard CashForward™ World Mastercard® details
Purchases Intro APR
0% for 15 months
Balance Transfers Intro APR
0% for 15 months (on balance transfers made within 45 days of account opening)
Regular APR
15.74%, 20.74% or 25.74% Variable
Annual Fee
$0
Credit Needed
Excellent
MLB™ BankAmericard Cash Rewards™ Mastercard®
- New Offer: $150 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- All 30 team cards are available, customized with your favorite team's colors and logo
- Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
- No annual fee
- No changing categories and no expiration on rewards
- Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
- See additional MLB™ BankAmericard Cash Rewards™ Mastercard® details
Purchases Intro APR
See Terms for 12 billing cycles
Balance Transfers Intro APR
See Terms for 12 billing cycles
Regular APR
See Terms
Annual Fee
$0
Credit Needed
Good, Excellent
Susan G. Komen® Credit Card
- New Offer: $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
- From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3 million in conjunction with its Pink Ribbon Banking credit card and checking program.
- Susan G. Komen ® has received more than $7 million from Bank of America from this program since 2009.
- Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
- No annual fee
- No changing categories and no expiration on rewards
- Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
- See additional Susan G. Komen® Credit Card details
Purchases Intro APR
See Terms for 12 billing cycles
Balance Transfers Intro APR
See Terms for 12 billing cycles
Regular APR
See Terms
Annual Fee
$0
Credit Needed
Good, Excellent
Capital One® Quicksilver® Cash Rewards Credit Card
- One-time $100 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 9 months; 13.99%-23.99% variable APR after that
- Balance transfers also have a 0% intro APR for 9 months; 13.99%-23.99% variable APR after that; a 3% fee applies to each balance transferred
- Pay no annual fee or foreign transaction fees
- See additional Capital One® Quicksilver® Cash Rewards Credit Card details
Purchases Intro APR
0% intro on purchases for 9 months
Balance Transfers Intro APR
0% intro on balance transfers for 9 months
Regular APR
13.99% - 23.99% (Variable)
Annual Fee
$0
Credit Needed
Good, Excellent
Blue Cash Preferred® Card from American Express
- $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) – that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
- 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
- Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.
- Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
- $95 annual fee.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
- Terms Apply.
- See additional Blue Cash Preferred® Card from American Express details
Purchases Intro APR
0% on Purchases for 12 months
Balance Transfers Intro APR
0% on Balance Transfers for 12 months
Regular APR
13.99%-24.99% Variable
Annual Fee
$95
Credit Needed
Good, Excellent