Discover it® chrome for Students

Card details
discover-it-chrome-for-students
on Capital One's secure website
4.8, 2275 votes
Card details
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter—no sign-ups needed. 1% cash back on all your other purchases.
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements, on mobile and online.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.74% - 22.74%.
Purchases Intro APR 0% for 6 months
Balance Transfers Intro APR 10.99% for 6 months
Regular APR 13.74% - 22.74% Variable
Annual Fee $0
Recommended credit score
630 689 Average
Our Review
Benifits
  • Good grades cash back rewards
  • 2% cash back on gas and restaurants
  • Cash back match the first year
  • 0% intro APR on purchases for six months
  • No annual fee
Pros

Discover it® chrome for Students has similar features with Discover it® for Students like cash back for good grades, a dollar-for-dollar match and other features. The difference is that Discover it® chrome for Students give you 2% cash back on gas and restaurants spend up to $1,000 each quarter.

Cons

If you have no car or eat at home, you may benefit less from this card than the Discover it® for Students card which will earn you 5% cash back in rotating categories. You can redeem the rewards you get for a gift card, but you need to have at least $20 in your account.

Summary

It depends on your daily spending habit to decide which card is best for you, Discover it® chrome for Students or Discover it® for Students. If you often drive to school and eat out a lot, this card can earn you great rewards.