Ink Business Preferred℠ Credit Card
- Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent in select categories each account anniversary year
- Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
- Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open
- No foreign transaction fees
- Employee cards at no additional cost
- $95 Annual Fee
Benifits
- No annual fee
- Interest free period
- Flexible cash-back rewards
- Spending limits for employees
Pros
Credit cards with the benefits of 0% APR periods are quite valuable for small businesses. The Ink Business Preferred Credit Card with no annual fee provides you debt interest-free for a period when earning great cash-back rewards if you need to make a large inventory purchase. Moreover, you can help employees get additional cards at no cost and set expenses limits on those cards.
Cons
The Ink Business Preferred Credit Card is only proper for business who spend much at office supply stores or on communication services. If not, you will miss a lot of the valuable rewards.
Summary
The Ink Business Preferred Credit Card will be an ideal option for businesses who are trying to make their cash flow smoothly due to its great rewards, like the longest 0% APR period, 0 annual fee.