PNC Core Visa Credit Card
- 0% Intro APR on balance transfers for first 15 billing cycles when cardholders transfer balance within 90 days.
- 0% Intro APR on purchases for first 15 billing cycles
- Ongoing APR 10.24% - 20.24%, variable, based on credit worthiness) on purchase and balance transfer after the intro period ends
- No annual fee
Benifits
- Long 0% APR period
- No annual fee
- Low ongoing rate
Pros
PNC Core® Visa Credit Card offers a 15-month 0% Intro APR on both purchases and balance transfers made within 90 days. Its minimum APR (10.74 percent) is considerably lower than the APRs of other cards, and it's about 5 percentage points below the national average APR for credit cards. Also, you’ll receive 3% of the amount for each balance transferred for the first 3 months, and after that, you can receive 4% on balance transfers! There’s also no annual fee applied to this card.
Cons
The card offers no rewards or sign-up bonus.
Summary
For people who have a large balance to carry, the Core Visa card’s 15-month interest-free period and its low ongoing APR can be really helpful. This card is also an excellent choice for people who want to enjoy PNC’s balance transfer perks.